Additional FCRA Resources

The Federal Trade Commission (FTC) and U.S. Equal Employment Opportunity Commission (EEOC) provide information on how to comply with the FCRA when performing background checks. 

• Background Checks: What Employers Need to Know
• What Employment Background Screening Companies Need to Know About the Fair Credit Reporting Act
• Disposing of Consumer Report Information? Rule Tells How
• Federal Register Volume 69, Issue 226 (November 24, 2004) 69 FR 68690 - Disposal of Consumer Report Information and Records
• Using Consumer Reports: What Employers Need to Know
• "Forty Years of Experience with the Fair Credit Reporting Act: An FTC Staff Report and Summary of Interpretations"
• Background checks on prospective employees: Keep required disclosures simple
• Are you OK with the F-C-R-A?
• Hayes Advisory Opinion Letter (08-05-98)
• Complying with the FCRA in Four Easy Steps

Fair and Accurate Credit Transactions Act of 2003

The Fair and Accurate Credit Transaction Act of 2003 (FACTA or FACT ACT) is a federal law passed by the United States Congress that amended the Fair Credit Reporting Act (FCRA).

• The Fair and Accurate Credit Transaction Act of 2003 (PUBLIC LAW 108–159—DEC. 4, 2003) 
• Information on the Fair and Accurate Credit Transaction Act (FACTA) of 2003

State Laws for Background Screening

• States with Laws Regulating Credit Reports for Employment
• ESR Ban the Box Resource Guide for States, Counties & Cities
• National Conference of State Legislatures (NCSL) List of States with Social Media Privacy Laws